We will teach you how to clearly define and express how you are unique from your competition, the flaws of the industry and why our low risk, low volatility1money management style works so well for retirees and conservative investors. Being able to clearly define why people should work with you can be a powerful differentiator. You will learn not to fear your competitors because you will have the confidence to state exactly why you are a better fit. With Horter as your foundation, you will understand how to talk and listen more successfully to your client and how to analyze their financial portfolio to gain what’s best for them.
We believe in a Retirement Designed Money Management System for our clients providing low and moderate investments with low risk and low volatility1 portfolio management. Our fee-based asset management platform consists of a low to moderate risk selection of investment choices to help retirees secure a better retirement.
We firmly believe in providing our advisors with the highest quality support, training, and tools to help them succeed. In return, our advisors commit themselves to providing our clients with an equal level of dedicated service, helping them reach their retirement goals, helping to lead both client and advisor to a long and successful future.
We pride ourselves in our credibility, knowledge and value system centered around a goal of providing a money management system designed to be low risk, low volatility1. Our greatest asset is the team of people committed to providing our clients with standout service.
The idea of low risk and low volatility investing1, with satisfactory returns over time (5, 10, 15 years plus) was an attractive alternative to the “buy and hold” mentality and “just take your lumps” investing that was prevalent. “Past performance is no guarantee of future results. Investing is risky. Investors can and do lose money.”
We believe in Tactical Asset Management where our platform of Private Wealth Managers can go “Risk off2” to cash, take advantage of the stock market if it goes up or down and can potentially earn money for our clients if interest rates increase or decrease.
For retirees, pre-retirees and conservative investors, we do not believe that “Buy & Hold” and Asset Allocation Models are appropriate, considering investor drawdowns/losses could be 50% in the S&P 500 as we experienced during the Great Recession.
Avoid Unnecessary Risk
Tax Free Retirement
Provide a risk tolerance test to compare to your existing portfolio risk.
Meeting with you to learn about your retirement needs and your lifestyle.
Developing a personalized portfolio allocation based on your retirement goals.
Implementing a plan to help achieve your long-term goals while striving to protect your lifetime planning.
2There is no guarantee that managers will be able to avoid future market losses by going risk off to cash. In addition, holding cash may carry the risk that a manager will not be invested during periods of positive market performance.