Frequently Asked Questions
How much assets does Horter Investment Management manage?
$1,118,000,000 as of 12/31/14.
Where do you Custody your assets?
Trust Company of America & TD Ameritrade
How many advisors are affiliated with your firm in the U.S.?
Over 200 Investment Advisor Representatives and over 100 additional Investment Advisor Representatives with 50 independent advisory firms.
What is your Mission Statement?
Horter Investment Management’s approach is to seek to achieve superior risk-adjusted returns over a full market cycle (4-5 years) compared to the traditional 60% equities/40% bonds asset allocation. We do this by implementing investment opportunities with several tactical managers within our two risk buckets. For those investors who are unwilling to stomach anything more than nominal downside risk, our goal is to provide a satisfying return over a full market cycle compared to the appropriate index.
What is your minimum account size?
Are you a Stock Broker making money with commissions and transactions or are you a Fiduciary who is Fee Based and has to do what is in my long term best interest?
Our Advisors are fee based.
What is the difference between Stock Brokers who have a Suitability Standard of Care and a Fiduciary Advisor?
Stock Brokers and Registered Representatives are suitability Registered Representatives and receive fund/VA/REIT commissions and transaction commissions. Our fee based advisors are Fiduciaries who keep your best interest in mind at all times.
What is Tactical Asset Management?
Tactical Asset Management manages stock or bond assets and can go Risk Off to cash, potentially make money whether the stock market goes up or down and potentially make money with bonds as interest rates go up or down.
Why doesn’t everyone do Tactical Asset Management?
We generally recommend investors should have at least some of their investments in a Tactical portfolio.
How long has your firm been in the Financial Services Industry?
Since 1991 as a Registered Investment Advisor and 1982 when our Founder, Drew Horter, became Securities licensed.
Where are your National Headquarters?
Do you have proprietary products or are you completely objective when you choose Private Wealth Managers to be on your Low Risk or Moderate Risk Private Wealth Money Manager Platform?
No proprietary portfolios and we are completely objective when we engage a Private Wealth Manager firm.
How often does your Investment Committee meet?
Twice per month.
Who is your Regulating Body?
Securities and Exchange Commission.
What are your fees?
Annual fees can vary up to our highest fee of 1.99% per year billed quarterly in arrears.